Terms Of Use — Horizon Legacy Group

Welcome. These Terms of Use (“Terms”) govern your access to and use of the thehorizonlegacygroup.com website and any related services (the “Site”) operated by Horizon Legacy Group (“Horizon Legacy Group,” “we,” “us,” or “our”). By using the Site or registering for events, you accept these Terms. If you do not agree, please do not use the Site.

1. Services & Events

The Site advertises financial-education services, seminars and events (including the “Getting Your Finances Under Par” 6-city tour) and sponsorship opportunities. Event dates, locations and RSVP deadlines displayed on the Site (for example January–April 2026 tour dates) are subject to change; you are responsible for reviewing the event listing when you register. Event and sponsorship pages appear on the Site. thehorizonlegacygroup.com

2. Registration, Tickets & Payment

When you register for an event or schedule a consultation, you must provide accurate info. All registrations are subject to the event’s terms (cancellation, refunds, rescheduling). If payment is collected (on the Site or at registration), payment terms shown at checkout will apply. If the Site links to third-party ticketing or payment processors, those processors’ terms also apply.

3. Use of the Site

Launching alongside the tour, Horizon Digital Magazine is designed for professionals nearing or enjoying retirement. It offers insights on finance, lifestyle, health, and wellness, making it a go-to digital resource for an influential audience.

4. Content & Intellectual Property

All content, branding, images and materials on the Site are owned or licensed by Horizon Legacy Group and protected by copyright and other intellectual property laws. You may not copy or reuse Site content for commercial purposes without our written permission. If you submit content (testimonials, questions, messages), you grant us a worldwide, royalty-free license to use and display it.

5. Contact & Communication

The Site provides a contact form and a newsletter signup to receive updates and event notifications. By submitting your contact details you agree we may contact you by email, phone or SMS about your inquiry, events, sponsorships or other offers. The Site lists a contact phone number (443-363-3315) for general inquiries. thehorizonlegacygroup.com

6. Third-Party Links

The Site may include links to third-party sites (e.g., sponsorship platforms). We do not control and are not responsible for third-party content or practices. Links do not imply endorsement.

7. Disclaimers & No Financial Advice

The educational content, seminars and materials on the Site are for informational and educational purposes only and do not constitute financial, tax, legal, investment or insurance advice. You should consult licensed professionals for advice specific to your situation. We make no warranties about the accuracy, completeness or suitability of Site content.

8. Limitation of Liability

To the fullest extent allowed by applicable law, Horizon Legacy Group and its affiliates are not liable for indirect, incidental, consequential or punitive damages, or for losses arising from your use of the Site or attendance at events. Our total liability for claims arising out of or relating to the Site shall not exceed the amount you paid, if any, to Horizon Legacy Group in the 12 months prior to the claim.

9. Indemnification

You agree to indemnify and hold harmless Horizon Legacy Group from claims arising from your violation of these Terms or your submissions to the Site.

10. Privacy & Data

Your use of the Site is also governed by our Privacy Policy (link below). By using the Site you consent to the data practices described there (contact form, newsletter, cookies, analytics). thehorizonlegacygroup.com

11. Termination

We may suspend or terminate accounts, event registrations or access for violations of these Terms or for operational reasons.

12. Governing Law & Disputes

These Terms are governed by the laws of [STATE] (replace with your chosen state). Any dispute will be resolved in the courts of [COUNTY, STATE]. (If you’re unsure what to choose, common practice is to select the company’s principal place of business or the state where events/administration are based.)

13. Changes to Terms

We may revise these Terms at any time. The “Last updated” date will reflect the current version. Continued use after notices of changes constitutes acceptance.

14. Contact

Your use of the Site is also governed by our Privacy Policy (link below). By using the Site you consent to the data practices described there (contact form, newsletter, cookies, analytics). thehorizonlegacygroup.com

©Copyright 2025. Horizon Legacy Group. All Rights Reserved.